Forms 1095A, 1095B, 1095C ---???

Health Care Tax Forms – What to Expect for 2025 Tax Filing

When preparing your 2025 federal income tax return, you may receive one or more health care information forms detailing your coverage during calendar year 2025. These forms function like Form W-2 or Form 1099, providing essential data for accurate filing and reconciliation.

Key Health Care Tax Forms

Form 1095-A – Health Insurance Marketplace Statement

• Issued by the Health Insurance Marketplace
• Includes coverage details, policyholder information, and enrollment periods
• Required to complete Form 8962 for the Premium Tax Credit
• You must bring Form 1095-A to our office for tax preparation

Form 1095-B – Health Coverage

• Issued by insurance providers (e.g., Medicaid, private insurers)
• Shows who was covered and for which months
• Not required to file, but should be retained for your records

Form 1095-C – Employer-Provided Health Insurance Offer and Coverage

• Issued by large employers
• Details coverage offered and whether you were enrolled
• Employers offering self-insured plans issue this form directly to covered individuals
• Not required to file, but useful for documentation

2025 Deadlines for Health Care Forms

Note: Some insurers and employers may provide these forms electronically or upon request, per IRS Notice 2025-15.

Do You Need These Forms to File?

• Form 1095-A is required if you received Marketplace coverage
• Forms 1095-B and 1095-C are not required to file your return, but should be kept with your tax records

Why You Might Receive Multiple Forms

You may receive more than one health care form if:

• You changed jobs or coverage during the year
• Different family members had different types of coverage
• You had both employer-sponsored and Marketplace insurance

What to Do

• Wait to file until you receive Form 1095-A (if applicable)
• Bring all health care forms to your tax appointment
• Keep copies with your 2025 tax records for future reference